“And whatsoever ye do in word or deed, do all in the name of the Lord Jesus, giving thanks to God and the Father by him.” Colossians 3:17
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While we have opened up the use of credit cards for giving, we still strongly encourage the use of electronic funds transfer or debit cards rather than credit cards for three main reasons:
- The use of credit cards requires careful stewardship. While many pay off their credit card balances each month, financial advisers point to many examples of those that have brought themselves into financial difficulty by indiscriminate use of easy credit.
- Giving that leads an individual into paying interest on gifts to charity (such as through credit card giving) is not something that we would advocate. “For if there first be a willing mind, it is accepted according to that a man hath, and not according to that he hath not” (2 Cor. 8:12).
- The transaction fee for electronic fund transfer is 1% instead of the 3% that is charged for credit or debit cards.
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